Qualifier Plus IIx--Desktop
With Jumbo Display
For Real Estate and Mortgage Lending Pro's

The World's Best Real Estate Calculator Just Got Bigger! We've taken the best features of the handheld Qualifier Plus IIx calculator and put them into a new, desktop-size calculator!

This model is great for home or office use, making it easy to pre-qualifying clients or answer financing questions instantly over the phone or in front of clients. It helps you increase your professionalism and close that sale! The large, adjustable display and full-size keys also make this model an easy-to-learn training tool for real estate or mortgage-lending students.

The Qualifier Plus IIx-Desktop has dedicated "mortgage" and "buyer qualifying keys" that allow you to solve hundreds of real estate problems quickly and accurately. And unlike other financial calculators, there's no confusing keys or functions.

* Complete "Buyer Qualifying" keys
* Ratio and "reverse" qualifying
* Instant loan comparisons (e.g., conventional vs. FHA/VA loans)
* Payment, Loan Amount, Term, Interest keys
* Annual term and interest
* Taxes and insurance, for more accurate PITI payments!
* ARMS with lifetime "Cap"
* Bi-weekly loans
* Sales price & down payment
* Amortization, balloon payments
* APR
* Date Math function, and more!

Includes:
* Larger, Easier-to-Read User's Guide
* Long-Life Battery
* 1-Year Warranty

What It Does
The Qualifier Plus IIx--Desktop helps you:
* Qualify Clients Quickly & Easily!
* Answer Clients' Financing Questions
* Give Your Clients the Confidence to Buy
* Close More Home Sales
* Train Your Students

Detailed Features:
* Easy Qualification Solutions, to Close that Sale!
1. Allows for instant comparison of 2 different loan programs (i.e., conventional & FHA/VA).
2. "Reverse" Qualifying. Find the income required for a buyer to qualify for any property listing.
3. Ratio Qualifying. Find buyers' actual Income and Debt

Ratios for a specific property and loan.
* Instant Mortgage Finance Solutions
Solve for Payment, Term, Interest, PITI Payment, Future Value, as well as Sales Price and Down Payment.

* Complete Taxes and Insurance for True PITI Payments
Permanently store your local property tax and property insurance rates (percent or dollars)! Even figures mortgage insurance.

* Automatic Sales Price & Down Payment Calculations
Play "what-if" with Price, Down and Loan Amount financing options to close your deals. Enter down payments as dollar amounts or percentages of price.

* Easy Amortization, Balloon Payments
Find principal and interest paid for any single payment or any range of payments--including remaining balance!

* Simplify Complex ARMs - Including Lifetime Cap
Show best- and worst-case scenarios for any adjustable rate loan. Built-in Cap limits rate increases to lifetime maximum.

* Bi-Weekly vs. Monthly Loan Comparisons
With just one button press, show buyers the total lifetime interest savings and term reduction of bi-weekly loans.

* Find APR

* "Rent vs Buy" Solutions
Instantly show renters or first-time buyers their "net" monthly payments and annual tax deduction based on their tax bracket.

* Built-in Date Math Function!
Now, it's easy to find loan closing and listing expiration dates with the Date Math key!

* Triple Zero Key Saves Time and Keystrokes

* Works as a Regular Calculator